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Make Up Your Mind

May 27, 2025

We have this theory about the markets. The markets move sometimes with no rhyme or reason, but after the movement happens, we have high-paid analysts tell us why the markets made that movement. And they are very logical arguments – nothing like an alien spaceship was sighted. The next day the markets move in the opposite direction, and we have another post-movement explanation. And the cycle continues with the analysts earning their huge paychecks.

Real estate forecast 2025 economy

This year we have seen plenty of movement in the markets – both stocks and bonds. But this time the explanation is quite clear.  The announcement of tariffs caused the stock market to sink and every time there is a pause or a trade agreement, the stock market bounces right back. There is no need for expert analysis in this regard.  What is not so clear is the movement of interest rates in relation to the tariff news.

It appears interest rates were going down at the outset of the tariff announcement. This made sense because many were predicting that these tariffs could cause a recession. But then interest rates stopped going down because there was a fear that tariffs would increase inflation and, in combination with the slower economy, stagflation would result. But when progress towards an easing of the tariffs on China was announced, the stock market rallied, and interest rates rose.  Shouldn’t rates come down if there are fewer tariffs and less of a chance of increased inflation?  We are genuinely confused, and it appears so is the bond market. Certainly, the effect of tariffs on interest rates is not clear, and the lack of tariffs appear to give us even less clarity. 

Source: Origination Pro

Queens Mortgage Broker

We are your local neighborhood mortgage loan experts.  We live and work in Astoria, Queens NY and surrounding neighborhoods and are dedicated to seeing our community grow and prosper.

AMERIMUTUAL MORTGAGE (NMLS# 148447) Address: 18-33 41st Street, 2nd Floor, Astoria, NY 11105   Tel: (718) 943-9200   Fax: (718) 204 – 0657

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Testimonials

Eli N

Benny and Phil were great to work with! they assisted us in every aspect of the process even when it wasn’t their job. They explained every step and guided/advised us on the best course of action. Their fees were more than fair and their integrity was at a level far above ANY lawyer or mortgage broker we have ever dealt with.

Joe D.

Philip Loria made the mortgage process quick and easy, and also found ways to save us money. He was always on top of things, very accessible, and his communication is top notch. I will recommend Philip Loria and Amerimutual Mortgage highly to any of my friends, family or colleagues.

Joe D. Long Island, NY
Ninfa Brusca

Philip and Benny Loria were very knowledgeable and professional. They exceeded all our expectations and were a pleasure to work with. They were both were just genuinely nice guys. They listened to all our concerns and did everything in their power to accommodate our needs and make feel comfortable throughout the whole mortgage process. I recommend Amerimutual Mortgage to anyone who is looking for a mortgage.

Ninfa Brusca Tuckahoe, NY
Lenny P., Occupation: Real Estate Development

Richard, I wanted to thank you for all your help and hard work. I am so glad our refinance was a success. You were very diligent and dedicated to getting me the best rate possible. I truly enjoyed working with you and will recommend your services to all our friends and family.

Lenny P., Rye, New York
Nick Tsatsaronis

Philip Loria, assisted me with my refinance. Thank you so much for all of your time and hard work. You made refinancing my house easy and stress free. I wouldn’t recommend anyone else. I will definitely use Amerimutual Mortgage for any future needs, and recommend them to anyone who needs a mortgage.

Nick Tsatsaronis Flushing, NY
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