The Verdict Is In
June 23, 2025 Last week, the Federal Reserve’s Open Market Committee met to consider the present and future direction of interest rates. Most analysts did not expect a rate decrease at this meeting, despite increased pressure from the Administration. It turns out that these predictions were right on point. As we pointed out last week, […]
Read MoreMake Up Your Mind
May 27, 2025 We have this theory about the markets. The markets move sometimes with no rhyme or reason, but after the movement happens, we have high-paid analysts tell us why the markets made that movement. And they are very logical arguments – nothing like an alien spaceship was sighted. The next day the markets […]
Read MoreLies, Damn Lies and Statistics
A Big Ho-Hum?
February 11, 2025 By all rights, we should have seen extreme market volatility during the past several weeks. After all, we have a new President implementing many new initiatives – from back to the office for federal employees to a constant threat of tariffs toward various countries. Yet, the stock and bond markets have been […]
Read MoreWhat’s With The Fed?
January 7, 2025 A lot of interest rate watchers were very confused late last year. As was expected, in their last meeting of the year, the Federal Reserve Open Market Committee lowered rates for the third time in 2024. But interest rates such as mortgages reacted instantly by increasing. How can that be? Doesn’t the […]
Read MoreHappy New Year Predictions!
December 31, 2024 We hope you all are having a great holiday season. With the new year we are always looking to bring the latest predictions concerning the real estate market and the general economy. Of course, this also comes with our annual warning – predictions are futile (adapted from Star Trek). No one can […]
Read MoreIt is Time!
September 17, 2024 We have received news that the job market has slowed down – including a major downward revision of jobs over the past year to the tune of 818,000 jobs. We have seen major progress on the war against inflation. The most recent consumer price index came in at 0.2 % monthly and […]
Read MoreAll About Jobs and Inflation
September 10, 2024 In exactly one week, the Federal Reserve’s Open Market Committee will be meeting and contemplating lowering short-term interest rates. For the past several weeks, the markets have been counting on the first decrease in rates since the Fed started the cycle of raising interest rates in March of 2022. All indications have […]
Read MoreThe Election Factor
August 13, 2024 At the very beginning of the year, we discussed factors that would affect the markets and interest rates in 2024. There were plenty of factors to discuss—from economic growth to the progress against inflation. Most of those factors were “up in the air” – for example, we had no idea how long […]
Read More